{"id":12436,"date":"2012-03-19T20:50:06","date_gmt":"2012-03-19T18:50:06","guid":{"rendered":"http:\/\/www.criserb.com\/blog\/?p=12436"},"modified":"2012-03-19T21:09:12","modified_gmt":"2012-03-19T19:09:12","slug":"imi-pare-rau-de-cei-cu-credite-in-franci","status":"publish","type":"post","link":"https:\/\/www.criserb.com\/blog\/imi-pare-rau-de-cei-cu-credite-in-franci\/","title":{"rendered":"Imi pare rau de cei cu credite in franci"},"content":{"rendered":"<p><a href=\"http:\/\/www.criserb.com\/blog\/poze\/Imi-pare-rau-de-cei-cu-credite-in-franci_12246\/franc.jpg\" data-lbwps-width=\"460\" data-lbwps-height=\"258\" data-lbwps-srcsmall=\"https:\/\/www.criserb.com\/blog\/poze\/Imi-pare-rau-de-cei-cu-credite-in-franci_12246\/franc.jpg\"><img loading=\"lazy\" decoding=\"async\" style=\"background-image: none; margin: 0px 10px 10px 0px; padding-left: 0px; padding-right: 0px; display: inline; float: left; padding-top: 0px; border: 0px;\" title=\"franc\" src=\"http:\/\/www.criserb.com\/blog\/poze\/Imi-pare-rau-de-cei-cu-credite-in-franci_12246\/franc_thumb.jpg\" alt=\"franc\" width=\"208\" height=\"117\" align=\"left\" border=\"0\" \/><\/a>Vorbeam cu un prieten, sa-i zicem Adrian despre creditul pe care l-a luat acum vreo 5 ani pentru a-si cumpara un apartament.<\/p>\n<p>A luat omul le vremea respectiva o suma nu foarte mare, echivalentul a 28.000 euro dar in franci. Stiti, asa era moda la un moment dat si toata lumea lua credite in fraci.<\/p>\n<p>Au trecut 5 ani de atunci iar acum, din cauza devalorizarii francului are de restituit la banca, daca vrea sa lichideze creditul, 35.000 euro. Cu 7.000 de euro mai mult decat a luat initial.<\/p>\n<p>In plus, in toti acesti 5 ani, Adrian a platit rate de minim 900 lei pe luna, minim, pentru ca acum a ajuns sa plateasca 1200 lei. Facand un calcul, a restituit bancii 900 lei x 60 luni = 54.000 lei. Daca ii transformam in euro, ca in euro am inceput sa vorbim, ajungem la o suma de 12.300 euro.<\/p>\n<p>In concluzie, prietenul si-a luat un apartament care acum nu mai valoreaza nici pe departe cat valora acum 5 ani si a pierdut 19.300 euro (12.300 + 7.000).<\/p>\n<p>Chiar mi se rupe sufletul de cei care au luat credite in franci. In momentul de fata nici nu stiu daca au o solutie, ce pot sa faca? Daca vand ceea ce au luat acum 5 ani, nu-si mai acopera nici pe departe creditul luat initial. Daca nu vand, francul o sa creasca in continuare si pierderea o as fie mai mare.<\/p>\n<p>Care ar fi solutia?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vorbeam cu un prieten, sa-i zicem Adrian despre creditul pe care l-a luat acum vreo 5 ani pentru a-si cumpara un apartament. A luat omul le vremea respectiva o suma nu foarte mare, echivalentul a 28.000 euro dar in franci. Stiti, asa era moda la un moment dat si toata lumea lua credite in fraci.&hellip;<\/p>\n","protected":false},"author":3,"featured_media":17934,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[76],"tags":[698,3065,7090],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Imi pare rau de cei cu credite in franci<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.criserb.com\/blog\/imi-pare-rau-de-cei-cu-credite-in-franci\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"criserb\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" 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